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How to Buy Crypto & Pay at Checkout ‐ Step-by-Step (2026)

Updated June 20, 2026

A plain-English walkthrough of paying by cryptocurrency - how to buy your first coins, fund a wallet, and complete checkout. Follow the steps in order, or jump to the one you need.

Paying with cryptocurrency sounds technical, but with a stablecoin it’s genuinely a 10-minute job ‐ and you get 10% off your order for doing it. This guide is for people who have never touched crypto before. By the end you’ll know which coin to buy, where to buy it, what identity checks to expect, and exactly how to pay at our checkout.

The short version: buy a stablecoin (a crypto coin worth $1 that never moves), then send it to the address our checkout shows you. No trading, no price gambling, no watching charts.

Why pay with crypto?

  • 10% discount. Crypto settles instantly with no chargebacks, so we pass the saving straight back to you at checkout.
  • Private. You don’t create an account with us or hand us any card details. You verify your identity once, at the exchange where you buy the coin ‐ never with us.
  • Fast & final. Once the network confirms your payment, your order is released automatically.
  • Works everywhere. No bank declining a “sensitive” merchant, no cross-border card friction.

Step 0 ‐ Why a stablecoin, not Bitcoin

Bitcoin and Ethereum change price every second. If you buy €100 of Bitcoin to pay a €100 invoice, by the time you send it you might be €3 short ‐ or have €4 stuck left over.

A stablecoin solves this. It’s a cryptocurrency pegged 1:1 to the US dollar, so 1 coin ≈ $1, always. The two you’ll see everywhere:

StablecoinTickerWhat it is
USD CoinUSDCIssued by Circle, fully regulated in the EU (MiCA-authorised). The easiest stablecoin to buy in Europe.
TetherUSDTThe oldest and most-traded stablecoin. Cheapest to send, but harder to buy on EU exchanges (see below).

Both are accepted at our checkout. For most European buyers, USDC is the path of least resistance.

EU note (2026): Under the EU’s MiCA rules, regulated European exchanges (Coinbase, Kraken, Binance, Crypto.com…) removed USDT for EEA customers in 2024-2025. USDC is MiCA-compliant and stayed listed. So if you’re in the EU buying from a regulated exchange, buy USDC ‐ you may not even find USDT for sale. (You can still hold USDT in a private wallet; you just can’t easily buy it on a regulated EU platform anymore.)

Step 1 ‐ Pick your coin and its network

This is the one part people get wrong, so read it twice. A stablecoin can travel on different “highways” called networks (or chains). The network must be one our checkout supports, and it must match what you pick on the payment screen.

Network cheat sheet ‐ only use these combinations:

CoinNetwork to chooseFee to sendNotes
USDCEthereum (ERC-20)~€1-5The default for EU buyers. Do not pick Base, Polygon, Arbitrum or Solana USDC ‐ we can’t receive those.
USDTTron (TRC-20)~€1 (cheapest)Best if you already hold USDT or can buy it.
USDTBNB Smart Chain (BEP-20)~€0.50Also fine.
USDTEthereum (ERC-20)~€1-5Fine, but TRC-20 is cheaper.

Bottom line: easiest to buy in the EU → USDC on Ethereum (ERC-20). Cheapest to send → USDT on Tron (TRC-20).

💡 Buy a tiny bit extra. The network fee comes out of what you send. If your order is €100, buy ~€102 of stablecoin so the full €100 arrives.

Step 2 ‐ Where to buy it

Any reputable, regulated exchange works. Beginner-friendly options for EU customers:

ExchangeBest forBuy with
CoinbaseAbsolute beginners; cleanest appCard, SEPA bank transfer, Apple/Google Pay
KrakenLow fees, very reliableSEPA, card
BitvavoPopular in the EU, low feesSEPA (cheap), card
RevolutIf you already use it ‐ buy USDC in-appYour Revolut balance
BinanceLargest selection (use USDC in the EEA)Card, SEPA, P2P

All are legitimate and regulated. Pick whichever you can sign up for fastest in your country.

Step 3 ‐ What verification (KYC) to expect

Every regulated exchange must verify your identity ‐ this is EU anti-money-laundering law, not the exchange being difficult. Expect:

  1. Email + phone number confirmation.
  2. A photo of your government ID ‐ passport, national ID card, or driving licence.
  3. A selfie / short “liveness” video to match your face to the ID.
  4. (Sometimes, for higher limits) proof of address ‐ a utility bill or bank statement.

It usually takes a few minutes to a couple of hours to be approved. You do this once, and only at the exchange.

🔒 You never verify your identity with us. Paying us is just sending coins to an address ‐ no sign-up, no KYC, no card on file. The privacy is the point.

Step 4 ‐ Pay at checkout (the actual steps)

Have your order open in one tab and your exchange in another.

  1. At our checkout, choose “Pay with crypto” and place the order. You’ll land on a secure Plisio payment page.
  2. On the Plisio page, select your coin and network ‐ e.g. USDC (Ethereum / ERC-20) or USDT (Tron / TRC-20). It shows the exact amount to send (price locked ~15-60 min), a wallet address, and a QR code.
  3. Copy the address (or scan the QR). It’s single-use and tied to your order.
  4. In your exchange, go to Withdraw / Send → [your stablecoin]. Paste the address and choose the same network you picked on Plisio. ⚠️ This must match ‐ USDC→Ethereum, USDT→Tron, etc.
  5. Enter the exact amount shown on Plisio and confirm.
  6. Wait for the blockchain to confirm ‐ usually a minute or a few. The Plisio page updates to “Paid” on its own and your order is confirmed automatically. You’ll get an email.

Safety & common mistakes (read before you send)

  • Match the network on both sides. The #1 mistake. USDC → Ethereum (ERC-20); USDT cheapest on Tron (TRC-20).
  • Send the exact amount within the time window. If it expires, just start a new invoice.
  • Don’t close the payment page until it shows “Paid”.
  • First time? Send a tiny test (a few dollars), confirm it works, then send the rest ‐ or just trust the steps; the address is correct.
  • Keep the transaction ID (TxID). If anything looks stuck, send it to support and we’ll locate your payment instantly.
  • Don’t send Bitcoin to a USDC address (or any coin to the wrong coin’s address).

Frequently asked questions

Is paying with crypto safe?
Yes. You’re sending a fixed-value stablecoin to a one-time address over a public, verifiable ledger. There’s no card data to leak and the payment is confirmed by the network itself.
Do I need to verify my identity to pay you?
No. Verification (KYC) happens only at the exchange where you buy the coin. We never ask for ID ‐ paying us is just a transfer.
Which is cheapest?
USDT on the Tron (TRC-20) network ‐ the send fee is about €1. USDC on Ethereum costs a little more in network fees but is the easiest to buy in the EU.
I’m in the EU and can’t find USDT to buy ‐ why?
EU regulation (MiCA) led regulated exchanges to drop USDT for European customers. Buy USDC instead ‐ it’s fully compliant and accepted at our checkout.
How long does payment take?
Buying and verifying on an exchange: minutes to a couple of hours the first time. The actual payment to us: usually a minute or a few after you hit send.
What if I sent the wrong amount or it’s taking too long?
Contact support with your TxID from your exchange. We can see exactly what arrived and fix it (top-up link or refund of an overpayment).

Choose Pay with crypto at checkout and your 10% discount is applied automatically.